We treat our business relationships like partnerships.

THE REVIEW OF A FILE DOES NOT CONSTITUTE A FULLY UNDERWRITTEN LOAN FILE. ACCORDINGLY, THIS IS NOT A COMMITMENT TO LEND MONEY. THIS CONDITIONAL LOAN UNDERWRITING IS BASED SOLELY ON THE INFORMATION SUBMITTED. THIS LOAN FILE IS SUBJECT TO A SATISFACTORY UNDERWRITING OF ALL ORIGINAL OR REQUIRED DOCUMENTS AND A QUALITY CONTROL REVIEW. IF THE ITEMS OR DOCUMENTS SUBMITTED ARE NOT CONSIDERED SATISFACTORY, OR THERE ARE CHANGES THAT WOULD ADVERSELY AFFECT THE FINANCIAL CONDITION OF THE BORROWER, THE PHYSICAL CONDITION OF THE PROPERTY OR THE MARKETABILITY OF THIS LOAN, THE APPLICATION MAY BE AMENDED OR CONSIDERED VOID IN THE SOLE DISCRETION OF UNDEWRITERS PREFERRED COMMERCIAL LENDING TRUST AND/OR ITS INVESTORS. THIS RATE SHEET IS NOT TO BE CONSTRUED AS A CONSUMER ADVERTISEMENT UNDER REGULATION Z 1026.24. NOT INTENDED FOR THE GENERAL PUBLIC.